Classic Car Insurance in Minnesota

Owning a car is a necessity for people all over the Woodbury, MN area. While most people own a vehicle due to the need for transportation, others invest in vehicles and purchase classic cars. If you do buy a classic car, it is essential to get the proper insurance in place. Those in Minnesota that have a classic car will need to get a classic car insurance policy for a variety of different reasons.

Provides Needed Liability Coverage

One reason why you should get insurance for your classic car is that it offers excellent liability coverage. In the state of Minnesota, all people that drive a car are legally required to carry liability insurance. Even if you do not plan on driving your classic car often, as soon as it is out on the open road, you need to have liability insurance coverage. A classic car insurance package will give you the coverage that you need to comply with state laws.

Covers Value of the Car

The main reason why you need to get classic car insurance coverage as opposed to a standard auto insurance policy is that it will give you more coverage for the vehicle. With a standard auto insurance policy, you will get coverage to replace the vehicle if necessary. With classic car coverage, the process of determining the value is trickier. When you get a classic car insurance policy, you will negotiate a value with the insurance provider to ensure the investment value of the car is protected.

Anyone that has a classic car in the Woodbury, MN area needs to consider their insurance needs carefully. When you are looking for a classic car insurance policy, you should contact Kriener Insurance as soon as you can. The team at Kriener Insurance understands the complexities that come with insuring a classic car. We can then help you find a policy that provides the type of protection that you need. Contact our office to get a quote.